You Are On Our Gift List!

Start your holidays the smart way and check everything on your list with confidence. Enjoy more this holiday season with a personal loan to help cover expenses like gifts, holiday travels, celebrations, and more!


Holiday Loan Features:
  • No payments for the first 90 days*
  •  Payments up to 24 months
  • Funds received after approval
  • No collateral needed
  • Low special rates

Credit Score* APR* Loan Amount* Term**
640 or higher 6.85% Up to $5,000 6 - 24 months
560 - 639 9.85% Up to $5,000 6 - 24 months
559 - Lower 12.85% Up to $5,000 6 - 24 months

Apply now through online banking, by phone at 713.225.6267 or visit one of our branches to apply in person. This offer ends December 31, 2022.

Apply Today

Celebrating 85 Years 

* APR = Annual Percentage Rate. All loans are subject to credit approval. Rate based on a loan term of 24-months for a Holiday Loan (unsecured loan). To receive a rate as low as 6.85% APR, the loan must not exceed $5,000.00. Unsecured loan payment example: At 6.85% APR on a $5,000.00 loan with a 24-month term, the monthly payment would be approximately $223.52. No payments for the first 90 days applies for those with a credit score of 640 or higher. Members cannot refinance an HPCU loan or roll in a current loan at this rate. Maximum unsecured limit of $40,000.00 per membership. The maximum unsecured limit is inclusive of the account holder's Houston Police Credit Union revolving credit card and line of credit limit, if applicable. This promotion cannot be combined with any other existing HPCU offers or promotions. This promotion is effective November 14th, 2022, and ends December 31st, 2022. Loans are subject to credit approval and all HPCU policies and procedures. Terms and conditions subject to change. The rate you will receive depends on your credit history. Other terms and conditions may apply. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707.
† Total interest, total of payments and total savings are estimates and assume that all installment payments will be made as projected on the scheduled due dates.

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