Vacation Loan 2022 LP

Vacation Loan

Houston Police Credit Union is celebrating 85 years of serving those who serve our community. In honor of our anniversary, we are offering to finance your vacation with special rates and no payments for the first 90 days*!

A Vacation loan can help you recharge and develop many memories. Cover expenses such as flight, car rental, hotel, cruises, entertainment, meals, and more for your next getaway. Apply today through Online Banking!

 

Vacation Loan Features:
  • No payments for the first 90 days*
  •  Flexible payment terms
  • Funds received after approval
  • No collateral needed
  • Low special rates

 


Loan & Terms Options

 

Loan Amount Discount Lowest APR* Term
Up to $5,000.00  6.65% 4.85% 6 - 24 months
$5,000.01 to $8,500 5.65% 5.85% 25 - 36 months

Members cannot refinance or roll in a current loan at this rate. As low as rates for this special promotion are valid till July 31st, 2022.

Apply through Online Banking. For more information about our Vacation loan or become a member, visit any of our branches or give us a call, today!

 



* APR = Annual Percentage Rate. All loans are subject to credit approval. Rate based on a loan term of 24 months or 36 months for a Vacation Loan (unsecured loan). To receive a rate as low as 4.85% APR, the loan must not exceed $5,000.00. Loans between $5,000.01 and $8,500 will receive a rate as low as 5.85%. Unsecured loan payment example: At 4.85% APR on a $5,000.00 loan with a 24-month term, the monthly payment would be approximately $219.02. At 5.85% APR on a $5,000.01 loan with a 36-month term, monthly payment would be approximately $151.77. At 5.85% APR on an $8,500 loan with a 36-month term, monthly payments would be approximately $258.01. No payments for the first 90 days applies for those with a credit score of 640 or higher. Members cannot refinance an HPCU loan or roll in a current loan at this rate. Maximum unsecured limit of $40,000.00 per membership. The maximum unsecured limit is inclusive of the account holder's Houston Police Credit Union revolving credit card and line of credit limit, if applicable. This promotion cannot be combined with any other existing HPCU offers or promotions. This promotion is effective May 2nd, 2022, and ends July 31st, 2022. Loans are subject to credit approval and all HPCU policies and procedures. Terms and conditions subject to change. The rate you will receive depends on your credit history. Other terms and conditions may apply. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707.
† Total interest, total of payments and total savings are estimates and assume that all installment payments will be made as projected on the scheduled due dates.

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