Ready to Trade Up?

Let this year be your year! We can help you get that new vehicle you’ve been thinking about. Or if you’re happy with what you have, we can help you save even more by refinancing your current auto or motorcycle from another lender. Now through March 30th, you can save with a rate as low as 1.49% APR for up to 60 months1 with no payments for 90 days3.2 Let's make this your best year yet!

New or Pre-Owned Auto and Motorcycle, 2013 or Newer1
Credit Score3 Up to 60 months 61 - 72 months
680 or higher 1.49% APR1 2.49% APR1
640 - 679 2.49% APR1 4.49% APR1
600 - 639 3.74% APR1 5.74% APR1
560 - 599 9.99% APR1 11.99% APR1
559 or lower 12.99% APR1 12.99% APR1

Pre-Owned Auto, 2012 or Older
Credit Score3 Up to 36 months
680 or higher 3.24% APR1
640 - 679 5.24% APR1
600 - 639 6.49% APR1
560 - 599 12.49% APR1
559 or lower 15.49% APR1

Visit any of our branches, give us a call at 713.22.LOANS or apply online. You may want to hurry though—this offer ends March 30, 2019.

Apply Today

1 APR = Annual Percentage Rate. “As low as 1.49% APR” based on loan term of 60 months or less for new and pre-owned autos and motorcycles year 2013 or newer. Rate may vary based on longer term. Rate and maximum qualifying term may vary based on year of collateral. Vehicle loan payment example: At 1.49% APR on a $10,000.00 loan with a 60-month term, monthly payment would be approximately $173.18. Rates current as of February 1, 2019, and are subject to change based on market conditions and borrower eligibility. Refinance restrictions apply. Current HPCU loans cannot be refinanced at this rate.
2 Members of HPCU that finance a new or pre-owned auto or motorcycle, or refinance a new or pre-owned auto or motorcycle from another lender between February 1, 2019 and March 30, 2019 are eligible. Loan must be funded no earlier than February 1, 2019 and no later than March 30, 2019 to be eligible. Loans funded prior to February 1, 2019 or after March 30, 2019 are ineligible and will be excluded from the promotion. The promotion is limited to new or pre-owned auto and motorcycle purchases, and autos and motorcycles refinanced from another lender only. Autos and motorcycles currently financed with HPCU are ineligible for the promotion. This promotion cannot be combined with any other existing HPCU offers or promotions. Check with a HPCU representative for full details. Promotion ends March 30, 2019.
3 Credit score of 640 or higher required to qualify for 90-day no payment option. Credit score will be established by TransUnion FICO 9. Qualifying HPCU criteria applies for all loans. Other qualifications may exist. Membership eligibility is required.

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