Join Our HPCU Family

When you become a member of Houston Police Credit Union, you become a part of an exclusive family. As a credit union, we value our Houston Police officers, civilian employees—both active and retired—and their families.

The Credit Union Difference

At our credit union, you are part owner—not just another customer. Unlike a traditional bank, you have a say in the direction we take—not stockholders. We're a not-for-profit cooperative, meaning the earnings we get are given back to our members with lower rates, higher dividends, and lower fees. Your financial success is our success.

To become a member of Houston Police Credit Union, visit any of our branches or give us a call today!

Learn more about our history.


Why Join

At Houston Police Credit Union, our tagline is "For Those Who ServeTM." Our goal is to provide Houston Police officers, civilian employees, retirees, and their families with unbeatable service and unmatched value so you can concentrate on what's most important in life.

Access to Products and Services

  • HPCU offers a range of financial products, including checking accounts, savings, unsecured and secured loans, mortgages, home equity loans, and credit cards.
  • Online and mobile banking.
  • Wire transfer, cash advances, notary, and other member services.
  • We have three conveniently located branches and over 55,000 free Allpoint® ATMs worldwide—and we're still growing.
  • NCUA insurance up to $250,000 on every account.


Exclusive Rates and Earnings

Joining our family grants you exclusive rates on mortgages, home equity loans, auto loans, and personal loans. You can also earn more on savings, Share Certificates and IRA accounts.


It's easy to become a member of the Houston Police Credit Union. With a one-time membership fee of $0.25, you can join the credit union, and take advantage of all the products and services we have to offer.

Who can join?

  • Active or retired Houston police officers
  • Active or retired Houston Police Department civilian employees
  • Surviving spouses of deceased Houston police officers or Houston Police Department civilian employees
  • Family members of the above, including:
    • Spouse
    • Children (includes daughter- and son-in-law)
    • Siblings
    • Parents (includes mother- and father-in-law)
    • Grandparents
    • Grandchildren
    • Great grandchildren
    • Any legal dependent of the main member or the main member's spouse

To become a member of Houston Police Credit Union, visit any of our branches or give us a call today!

Member Perks

Being a member has its perks. Not only do we offer low fees, higher dividends and lower rates than a traditional bank, we also offer our members a ton of perks and discounts!

To become a member of Houston Police Credit Union, visit any of our branches or give us a call, today!

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