Get up to $450.00 Cash Back on Your Auto Loan!

Whether you're looking to upgrade your vehicle or save money on your current loan payment, we can sweeten the deal with cash back on your next HPCU auto loan.

How much cash will I get?


Financed Amount Cash Back1
$0.00 - $10,000.99 $50.00
$10,001.00 - $20,000.99 $100.00
$20,001.00 - $30,000.99 $150.00
$30,001.00 - $40,000.99 $200.00
$40,001.00 - $50,000.99 $250.00
$50,001.00 - $60,000.99 $300.00
$60,001.00 - $70,000.99 $350.00
$70,001.00 - $80,000.99 $400.00
$80,001.00+ $450.00

Don't wait—this offer is only valid until March 31st!

Apply now through online banking.

Apply Online

Auto loan features you'll love
  • Rates as low as 1.99% APR2
  • Up to 90 days until your first payment3
  • No annual fees or pre-payment penalties
  • Flexible terms up to 84 months, based on model year
  • Financing up to 135% for qualified borrowers
  • Convenient payment options including payroll deduction
  • Easy, fast approvals

Apply through online banking or by phone at 713.225.6267. To apply in person, call 713.986.0301 to schedule an appointment.

All HPCU promotions are subject to change or end at any time without notice. Members of HPCU that finance a new or pre-owned auto or motorcycle, or refinance a new or pre-owned auto or motorcycle from another lender, between February 1, 2021 and March 31, 2021, are eligible for the Cash Back Auto Promotion. Autos and motorcycles currently financed with HPCU are ineligible for the promotion. This offer may not be combined with any other HPCU offer. Cash back will be deposited to the member account at the time of funding. We reserve the right to recover the cash back amount earned if the loan is closed, paid off or refinanced within the first year. Amounts earned may be reported to the IRS.
2 APR = Annual Percentage Rate. “As low as 1.99% APR” based on loan term of 60 months or less for new and pre-owned autos and motorcycles year 2015 and newer. Rate may vary based on longer term. Autos and motorcycles year 2015 and 2016 may qualify for a shorter term. Auto loan payment example: At 1.99% APR on a $10,000.00 loan with a 60-month term, monthly payment would be approximately $175.37. Rate current as of February 1, 2021 and is subject to change based on market conditions and borrower eligibility. Qualifying HPCU criteria applies for all loans. Maximum qualifying term may vary based on year of collateral. Refinance restrictions apply. Current HPCU loans cannot be refinanced at this rate. Other qualifications may exist. Membership eligibility is required.
Credit score of 640 or higher required to qualify for 90-day no payment option. Credit score will be established by TransUnion FICO 9.

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