Skip-A-Pay On Demand!
Great news, HPCU members can now choose when they want to skip a loan payment!
Maybe you have a trip coming up and could use some extra funds, or perhaps you have an unexpected bill or home repair. Whatever the reason, you can now skip your loan payment whenever is best for you through online and mobile banking.
Skipping your loan payment is easy!
Don’t have online banking?
Automatic Payments & Skip-A-Pay?
Automatic loan payments set up through the credit union will automatically skip, and the transfer or payment will not be processed.
Automatic loan payments not set up through the credit union will NOT automatically skip, and you will need to cancel the transfer or payment.
What loans qualify for a Skip-A-Pay?
Credit card, line of credit, home equity and mortgage loans are not eligible for our online Skip-A-Pay.
Subject to credit qualifications. Loan must be less than 10 days delinquent, and have been open a minimum of 6 months. Maximum of 2 skips per 12 month period per loan. Cost is $15 per loan skipped. Borrower must be at least 18 to skip a payment. Loan Types excluded: Mortgages, home equities, credit cards, lines of credit and CD secured loans. Continue paying your loan(s) until you receive confirmation your skip request has been approved. Subject to change at any time. Current as of 8/15/2021.