Enjoy Financial Freedom

It’s time you shred those debt-ridden credit cards. Now through June 30th, we’re giving you the tools to do it! With an introductory rate of 0.00% APR1 on a new credit card with HPCU and standard rates starting as low as 7.99% APR1, you could be saving hundreds of dollars a year.

Plus there’s no fee for cash advances or balance transfers making it painless to pay off those higher-rate credit cards—even gas and retail cards. As a bonus when you open a new credit card, you’ll receive an electric shredder to destroy those financial burdens for good!2

You'll also enjoy:

  • Credit limit up to $25,000.001
  • No or low annual fees3
  • 25-day grace period on all purchases
  • 24/7 access to statements and more

So, what are you waiting for? Join the thousands of members that said farewell to their other credit cards with a card from HPCU. Our rewards program, available on select cards, even offers great perks like bonus points for everyday purchases that can be redeemed for travel, gift cards and more!3

Your savings are at your fingertips. Visit any of our branches, give us a call at 713.22.LOANS or apply online. This offer ends June 30, 2018.

Apply Today

1 APR = Annual Percentage Rate. Introductory rate of 0.00% APR is applicable only for the first six months on new credit cards with HPCU. Following the introductory period, a standard rate of 7.99% to 18.00% APR applies as determined by the individual creditworthiness of each applicant. Upon a minimum 45-day advance notice, adjustable APR credit cards are subject to change based on market conditions. Loan subject to credit approval. Maximum credit card limit cannot exceed an aggregated total of $25,000.00 including all other unsecured debts with HPCU per membership. Rates current as of May 1, 2018 and are subject to change based on market conditions and borrower eligibility. Qualifying HPCU criteria applies for all loans. Membership eligibility is required. Credit score will be established by TransUnion FICO 9.
2 Members of HPCU that open a new credit card between May 1, 2018 and June 30, 2018 will receive an electric shredder. Credit cards opened prior or after the set dates are ineligible and will be excluded. Members opening a joint credit card will receive only one shredder. Promotion ends June 30, 2018.
3 Platinum VISA Rewards credit cards are subject to an annual fee of $35.00.

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