Fee Schedule

Be knowledgeable of the cost of handling your financial business. HPCU operates with you in mind. Review the fees applicable to your accounts, services and transactions.

 

Account Services

Account Service Fees

Fee

Amount

Membership entrance

$0.25 / new membership

Inactive account1

$10.00 / month

Check printing

Varies based on check style

Counter check made to 3rd party

$2.00 / item

Temporary checks

$5.00 / sheet of 8

Check reorder by phone2

$2.00 / reorder

IRA opening

$6.00 / new account

Garnishments, executions, levies and liens

$25.00 / transaction

Unpaid / return deposit - 3rd party

$10.00 / item

Return deposit / loan payment - member

Paper Items

$25.00 / item

Card Chargeback Items

$35.00 / item

Overdraft savings transfer3

$4.00 / transfer

Non-sufficient funds3

$20.00 / item

Check Sentry Courtesy Pay3

$20.00 / item

Account activity printout

$2.00 / month

Special statement cutoff

$2.00 / month

Account research4

$10.00 / hour

Account balancing assistance4

$10.00 / hour

Stop payment

$20.00 / item

Check copy5

$2.00 / item

Return statement / notice mail

$2.00 / item

Return mail finder

$5.00 / item

Check cashing

Members
Complimentary / item

Non-Members
Greater of 1.00% or $5.00 / item

1 Monthly fee for no account activity beginning in the 13th month of inactivity and continuing until there is no balance or the funds are escheat to the state. Does not apply to members under 25 years of age, member's checking, loans or IRAs or any member with a savings' balance of $100.00 or more.
2 Phone authorization and existing address required for check reorders by phone.
3 Transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal or other electronic means.
4 Subject to a half-hour minimum charge.
5 Three complimentary copies provided each month.

 
Fees applicable to your accounts, services and transactions are subject to change without notice as determined by the credit union's board of directors. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707. Fees and charges last revised 03/2018.

Electronic Services

Electronic Service Fees

Fee

Amount

Bill Pay1

$5.95 / month

Silver Star account holders
$4.95 / month

Bill Pay1 service

$14.95 / overnight check
 
$9.95 / same-day payment
 
$2.00 / account-to-account transfer

Popmoney service - 3-day

Amount Sent / Requested

$1.00 - $249.99

$0.60 / transaction

$250.00 - $999.99 

$0.75 / transaction

$1,000.00+

$1.50 / transaction

Popmoney service - next-day

Amount Sent / Requested
$1.00 - $249.99

$0.85 / transaction

$250.00 - $999.99

$1.75 / transaction

$1,000.00+

$2.00 / transaction

1 Monthly service fee waived for personal accounts enrolled in eStatements. eGreeting complimentary with Bill Pay.

 
Fees applicable to your accounts, services and transactions are subject to change without notice as determined by the credit union's board of directors. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707. Fees and charges last revised 03/2018.

Card Services

Card Service Fees

Fee

Amount

Replace lost or damaged debit card

$10.00 / card

Replace lost or damaged credit card

$10.00 / card

VISA Gift card1

$4.00 / card

VISA Prepaid card1

Purchase price

$5.00 / card

1 Subject to additional fees. Disclosure of all fees associated with VISA Gift and Prepaid cards available at the time of purchase.

 
Fees applicable to your accounts, services and transactions are subject to change without notice as determined by the credit union's board of directors. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707. Fees and charges last revised 03/2018.

Other Services

Other Service Fees

Fee

Amount

Cashier's check

Members
$5.00 / item

Non-Members
$10.00 / item

Money order

$2.00 / item

Silver Star account owners
$0.75 / item

Wire transfer - outgoing

Domestic
$20.00 / transfer

Foreign
$45.00 / transfer

Photocopy

$2.00 / item

Collection

Domestic
$10.00 / item

Foreign
$25.00 / item

Safe deposit box rental1

3"H x 5"W x 24"D
$15.00 / year

3"H x 10"W x 24"D
$30.00 / year

5"H x 10"W x 24"D
$45.00 / year

Silver Star account holders
3"H x 5"W x 24"D
$11.25 / year

3"H x 10"W x 24"D
$22.50 / year

5"H x 10"W x 24"D
$33.75 / year

Safe deposit box maintenance

$225.00 / emergency drill

$175.00 / non-emergency drill

$25.00 / replacement key

Coin counter

Personal account owners
Complimentary / transaction

Business account owners
5.00% of total / transaction

1 The contents of safe deposit boxes are not insured by Houston Police Credit Union or NCUA.

 
Fees applicable to your accounts, services and transactions are subject to change without notice as determined by the credit union's board of directors. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707. Fees and charges last revised 03/2018.

 

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