Fee Schedule
Be knowledgeable of the cost of handling your financial business. HPCU operates with you in mind. Review the fees applicable to your accounts, services and transactions.
Account Services
Account Service Fees
Fee
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Amount
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Membership entrance
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$0.25 / new membership
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Inactive account1
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$10.00 / month
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Check printing
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Varies based on check style
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Counter check made to 3rd party
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$2.00 / item
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Temporary checks
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$5.00 / sheet of 4
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Check reorder by phone2
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$2.00 / reorder
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IRA opening
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$6.00 / new account
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Garnishments, executions, levies and liens
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$25.00 / transaction
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Unpaid / return deposit - 3rd party
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$10.00 / item
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Return deposit / loan payment - member
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Paper Items
$25.00 / item Card Chargeback Items
$35.00 / item
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Overdraft savings transfer3
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$4.00 / transfer
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Non-sufficient funds3
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$20.00 / item
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Check Sentry Courtesy Pay3
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$20.00 / item
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Account activity printout
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$2.00 / month
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Special statement cutoff
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$2.00 / month
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Account research4
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$10.00 / hour
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Account balancing assistance4
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$10.00 / hour
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Stop payment
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$20.00 / item
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Check copy5
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$2.00 / item
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Return statement / notice mail
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$2.00 / item
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Return mail finder
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$5.00 / item
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Check cashing
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Members Complimentary / item Non-Members Greater of 1.00% or $5.00 / item
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1 Monthly fee for no account activity beginning in the 13th month of inactivity and continuing until there is no balance or the funds are escheated to the state. Does not apply to members under 25 years of age, member's checking, loans or IRAs or any member with a savings' balance of $100.00 or more.
2 Phone authorization and existing address required for check reorders by phone.
3 Transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal or other electronic means.
4 Subject to a half-hour minimum charge.
5 Three complimentary copies provided each month.
Fees applicable to your accounts, services and transactions are subject to change without notice as determined by the credit union's board of directors. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707. Fees and charges last revised 02/2020.
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Electronic Services
Electronic Service Fees
Fee
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Amount
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Bill Pay service
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$19.95 / next business day check delivery
$14.95 / second business day check delivery
$4.95 / second business day electronic delivery
$2.99 / gift check
$1.99 / charitable donation
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Fees applicable to your accounts, services and transactions are subject to change without notice as determined by the credit union's board of directors. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707. Fees and charges last revised 02/2020.
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Card Services
Card Service Fees
Fee
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Amount
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Replace lost or damaged debit card
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$10.00 / card
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Replace lost or damaged credit card
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$10.00 / card
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VISA Gift card1
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$4.00 / card
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VISA Prepaid card1
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Purchase price
$5.00 / card
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1 Subject to additional fees. Disclosure of all fees associated with VISA Gift and Prepaid cards available at the time of purchase.
Fees applicable to your accounts, services and transactions are subject to change without notice as determined by the credit union's board of directors. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707. Fees and charges last revised 02/2020.
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Other Services
Other Service Fees
Fee
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Amount
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Cashier's check
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Members $5.00 / item Non-Members $10.00 / item
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Money order
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$2.00 / item Silver Star account owners $0.75 / item
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Wire transfer - outgoing
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Domestic $20.00 / transfer Foreign $45.00 / transfer
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Photocopy
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$2.00 / item
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Collection
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Domestic $10.00 / item Foreign $25.00 / item
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Safe deposit box rental1
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3"H x 5"W x 24"D $15.00 / year 3"H x 10"W x 24"D $30.00 / year 5"H x 10"W x 24"D $45.00 / year Silver Star account holders 3"H x 5"W x 24"D $11.25 / year 3"H x 10"W x 24"D $22.50 / year 5"H x 10"W x 24"D $33.75 / year
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Safe deposit box maintenance
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$225.00 / emergency drill $175.00 / non-emergency drill $25.00 / replacement key
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Coin counter
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Personal account owners Complimentary / transaction Business account owners 5.00% of total / transaction
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Loan Skip-A-Pay
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$15.00 / Loan
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ATM Fee2
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$1.50 / Transaction
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1 The contents of safe deposit boxes are not insured by Houston Police Credit Union or NCUA.
2 ATM Fee only applies to non-HPCU or Allpoint Network ATMs
Fees applicable to your accounts, services and transactions are subject to change without notice as determined by the credit union's board of directors. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707. Fees and charges last revised 02/2020.
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