Be knowledgeable of the cost of handling your financial business. HPCU operates with you in mind. Review the fees applicable to your accounts, services and transactions.
Members - Complimentary / item Non-Members - Greater of 1.00% or $5.00 / item
1 Monthly fee for no account activity beginning in the 13th month of inactivity and continuing until there is no balance or the funds are escheated to the state. Does not apply to members under 25 years of age, member's checking, loans or IRAs or any member with a savings' balance of $100.00 or more.
2 Transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, debit card withdrawal or other electronic means.
3 With the Check Sentry Courtesy Pay Program, HPCU will pay overdrafts at its discretion and does not guarantee that it will always authorize and/or pay any type of transaction. Not all members and accounts are eligible for enrollment in the Check Sentry Courtesy Pay Program. Subject to Underwriting.
4 Subject to a half-hour minimum charge.
Electronic Services
Electronic Service Fees
Fee
Amount
iPay Service
$34.95 / next business day check delivery
$14.95 / second business day check delivery
$6.95 / second business day electronic delivery
$2.99 / gift check
$1.99 / charitable donation
Card Services
Card Service Fees
Fee
Amount
Replace lost or damaged debit card
$10.00 / card
Replace lost or damaged credit card
$10.00 / card
Visa Gift Card1
$5.00 / card
1 Subject to additional fees. Disclosure of all fees associated with VISA gift cards available at the time of purchase.
Personal account owners: Complimentary / transaction Business account owners: 5.00% of total / transaction
Loan Skip-A-Pay
$15.00 / Loan
ATM Fee2
$1.50 / Transaction
1 The contents of safe deposit boxes are not insured by Houston Police Credit Union or NCUA.
2 ATM Fee only applies to non-HPCU or non-Allpoint Network ATMs
Fees applicable to your accounts, services and transactions are subject to change without notice as determined by the credit union's board of directors. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707. Fees and charges last revised 03/2024.