Whether you're serving on the front lines or supporting from behind the scenes, Houston Police Credit Union proudly serves law enforcement officers, civilian employees, retirees, and their families across Houston and surrounding areas helping you finance your next ride with low rates and trusted support.
Auto & Motorcycle
Auto & Motorcycle Loan
As a member of HPCU, you gain access to some of the most competitive auto and motorcycle loan rates available, exclusively for those in law enforcement and their families.
Know your budget before you shop. Pre-approval through HPCU helps you negotiate better, avoid surprises at the dealership, and buy with confidence. Use our Auto Buying Partner and theNADA Guide to research prices before stepping on the lot.
Searching for alternatives to your current trailer or RV loan to lower your payment or improve your rate? You may be able to refinance from your current lender with HPCU.
Financing non-standard collateral can present challenges. Houston Police Credit Union offers reliable, case-specific loan evaluations, provided a verifiable value can be established, and a legal lien can be secured. We facilitate financing for unique assets, such as classic vehicles and tractors, demonstrating our commitment to meeting diverse member needs.
Get started! Log in to your online banking to apply online.
1 There are no implied or express warranties or guarantees of any kind in connection with the vehicle inspection service. The vehicle inspection is intended solely as an "evaluation" of said vehicle's condition at the time and date of examination. Auto Exam specifically disclaims any liability for any loss or damage arising in connection with ownership or operation of said vehicle AND further disclaims any liability of any hidden wreck, flood damage or tampered components not readily apparent. The items visually inspected were in the reported condition listed in the report at the time of the inspection only. Further disclaimed is any liability for any damage or defects not found during this inspection. Other conditions may exist which did not occur or appear during inspection. This report is for information only and is not to be considered a recommendation for or against the purchase of the inspected vehicle. Therefore, any liability is strictly limited to the amount charged for this report. You unconditionally agree to the foregoing terms by ordering and consenting to this inspection report. GAP is not offered as borrower collision, medical or comprehensive insurance coverage and is not required to obtain credit. However, Houston Police Credit Union has purchased insurance coverage underwritten by QBE First which covers payment of GAP claims that may occur. The GAP amount waived on all eligible collateral shall not exceed $50,000.00. The extended warranty program is insured by First Colonial Insurance Company (Home Office: Jacksonville, FL) or Northbrook Indemnity Company (Home Office: Northbrook, IL); each of these entities are members of the Allstate® family of companies.
2 Insurance products are issued by Minnesota Life Insurance Company a Securian Company (Home Office: St. Paul, MN).
APR = Annual Percentage Rate. Rates and terms subject to change without notice. Certain credit criteria, terms and restrictions apply. Rates are based on a combination of credit score, the eligible term selected, collateral and other lending criteria. Credit score will be established by TransUnion FICO 9. Rates, terms and conditions are subject to change without notice. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707.