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Youth Accounts

We aim to help kids and teens develop healthy financial habits. Whether your child is a kid or a teen, we provide various account types to teach them financial responsibility and help them achieve their savings goals.

Lil Star Savings

Get them started young! It's never too early for the youngest in the family to start learning about the importance of saving money. A Lil Star Savings account is perfect for any legal dependent of the primary member.

Ages 0-12
$5.00 Minimum opening deposit
Earns dividends based on a tiered structure, compounded and paid monthly
No minimum balance requirements
Access to all the benefits of membership at HPCU

Open an Account

Five-Star Savings

Whether saving for a car or college, a Five Star Savings account can help your teen get a jump start on achieving their financial goals! Plus, they get access to our other products and services, including Share Certificates and more!

Ages 13-17
$5.00 Minimum opening deposit
Earns dividends based on a tiered structure, compounded and paid monthly
No minimum balance requirements
Access to all the benefits of membership at HPCU

Open an Account

Five-Star Checking

Are you searching for a great starter account for your teen? Launch your teen toward financial responsibility with our Five Star Checking account! Joint ownership allows for guidance and monitoring.

Ages 13-17
$25.00 Minimum opening deposit
No monthly service fee
No minimum balance requirement
Telephone, Mobile, and Online Banking
Debit Card
Access to over 55,000 fee-free Allpoint® ATMs worldwide

Open an Account

HPCU membership is open to all law enforcement officers, civilian employees, and their family members in Austin, Brazoria, Chambers, Fort Bend, Galveston, Harris, Liberty, Montgomery, San Jacinto, and Waller counties.