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1600 Memorial Drive, Houston, TX
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Routing Number: 313083659

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Member service representative explaining brochure to a Houston Police Officer member

    Credit Cards

    Give yourself purchasing power and great benefits that make your life easier. Our selection of MasterCard credit cards offers benefits and features that’ll fit your needs and lifestyle—whether you have established credit or just starting out. Houston Police Credit Union has the card that’s right for you.

    All of our cards offer:

    • No balance transfer fees
    • Great low rates
    • Credit limits up to $40,000.00
      Classic

      Classic MasterCard

      Our Classic MasterCard is simple and easy option for everyday purchases.

      • No annual fee
      • Rates starting at {{RATE}} APR 1
      • 25-day grace period on all purchases
      • And much more!
      Gold

      Gold MasterCard

      Our Gold MasterCard has all the great benefits as our Classic MasterCard plus some, and offers you the purchasing power you need with rates you can afford.

      • No annual fee
      • Rates starting at {{RATE}} APR 1
      • 25-day grace period on all purchases
      • And much more!
      Platinum

      Platinum MasterCard

      Our Platinum MasterCard offers many perks with our lowest rate.

      • No annual fee
      • Rates starting at {{RATE}} APR1
      • 25-day grace period on all purchases
      • And much more!
      Platinum Rewards

      Platinum Rewards2 MasterCard

      Our Platinum Rewards2 MasterCard offers the most perks with our lowest rate.

      • Low $35.00 annual fee
      • Rates starting at {{RATE}} APR1
      • 25-day grace period on all purchases
      • And much more!

      Platinum Rewards2 MasterCard Cardholder

      For our Platinum Rewards2 MasterCard Cardholders, we offer great rewards like bonus points for every day purchases that can be redeemed for travel, gift cards and more! Check out our uChoose Rewards brochure to learn more.

      Secured

      Secured MasterCard

      Our Secured3 MasterCard is your answer if you need to build, rebuild or establish credit because your credit limit is based on funds you have on deposit in your savings account or Share Certificate.

      • No annual fee
      • Rates starting at {{RATE}} APR1
      • And much more!

      1 APR = Annual Percentage Rate. Annual Percentage Rate. Rates and terms subject to change without notice. 0% APR intro rate for 6 months on purchases and balance transfers valid for new cardholders only. After the intro rate expires, the standard rate will be between 7.99% and 18.00% APR based on creditworthiness.

      2 Platinum Rewards MasterCard subject to an annual fee of $35.00.

      3 Member's balance in savings must exceed credit card limit by $100.00.

      Maximum unsecured limit of $40,000.00 per membership, including all other unsecured debts with Houston Police Credit Union.

      Have a Question?

      We make it easy to apply for a MasterCard, today.

      Wheels for Every Journey

      Autos, motorcycles, and more with competitive low-rate financing! 
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