Vehicle Loans

You’re used to driving around on patrol and after all that, we at Houston Police Credit Union think you deserve a sweet ride.

Auto & Motorcycle

Auto & Motorcycle Loan

Being a member of HPCU means you’ll always get one of the best rates on an auto or motorcycle loan.

Get pre-approved before you shop.

Before you head to the dealership, get a pre-approval so you know your bottom line ahead of time. Visit our Auto Buying Partner for free Vehicle Pricing Reports to save time, money and avoid surprises at the dealer. Also, use the NADA Guide for new vehicles and motorcycles so you can make the most informed decision before you purchase.

To find out more about our great rates on an auto or motorcycle loan, visit any of our branches or give us a call, today.

Boat & Jet Ski

Boat & Jet Ski Loan

Love to be on the water and in the market to buy a new toy? We’re here to help! HPCU offers great rates and flexible terms.


To find out more about our great rates on a boat or jet ski loan, visit any of our branches or give us a call, today.

Trailer & RV

Trailer & RV Loan

If you’re looking to enjoy the open road, then look no further than HPCU. We have trailer and RV loans with competitive rates and convenient terms.


To find out more about our great rates on a trailer or RV loan, visit any of our branches or give us a call, today.


ATV Loan

Let HPCU help you get a little dirty on your next off-road adventure. We finance ATVs at great rates that save you money.


To find out more about our great rates on an ATV loan, visit any of our branches or give us a call, today.


Other Collateral Loan

Locating financing options for those extraordinary needs can be a pain. HPCU finances those uncommon collateral purchases on a case-by-case basis provided a value can be established and we can secure a legal lien against it. From classic vehicles to tractors, we’ve got the perfect loan for you.

To find out more about our great rates on other loans, visit any of our branches or give us a call, today.

1 There are no implied or express warranties or guarantees of any kind in connection with the vehicle inspection service. The vehicle inspection is intended solely as an "evaluation" of said vehicle's condition at the time and date of examination. Auto Exam specifically disclaims any liability for any loss or damage arising in connection with ownership or operation of said vehicle AND further disclaims any liability of any hidden wreck, flood damage or tampered components not readily apparent. The items visually inspected were in the reported condition listed in the report at the time of the inspection only. Further disclaimed is any liability for any damage or defects not found during this inspection. Other conditions may exist which did not occur or appear during inspection. This report is for information only and is not to be considered a recommendation for or against the purchase of the inspected vehicle. Therefore, any liability is strictly limited to the amount charged for this report. You unconditionally agree to the foregoing terms by ordering and consenting to this inspection report. GAP is not offered as borrower collision, medical or comprehensive insurance coverage and is not required to obtain credit. However, Houston Police Credit Union has purchased insurance coverage underwritten by QBE First which covers payment of GAP claims that may occur. The GAP amount waived on all eligible collateral shall not exceed $50,000.00. The extended warranty program is insured by First Colonial Insurance Company (Home Office: Jacksonville, FL) or Northbrook Indemnity Company (Home Office: Northbrook, IL); each of these entities are members of the Allstate® family of companies.
2 Insurance products are issued by Minnesota Life Insurance Company a Securian Company (Home Office: St. Paul, MN).
*Members must meet the credit eligibility requirements with a credit score of 640 or higher to qualify for the 90-day no payment option (deferred payments). Member must finance a new auto, pre-owned auto, or refinance their auto from another financial institution.
APR = Annual Percentage Rate. All loans subject to credit approval. Variable APR personal, comaker, line of credit, savings secured and Share Certificate secured loans are subject to change based upon changes in the following index: the average of the next three (3) auction average rates quoted on a bank discount basis for 26 week treasury bills issued by the United States Government, as published by the Federal Reserve Board for the week in which the rate is contracted for, beginning 60 days prior to the date of change. Upon a minimum 45-day advance notice, adjustable APR credit cards are subject to change based on market conditions. Variable APR HELOC loans are subject to change with the market based on the Prime Rate. Certain credit criteria, terms and restrictions apply. Rates are based on a combination of credit score, the eligible term selected, collateral and other lending criteria. Credit score will be established by TransUnion FICO 9. Rates, terms and conditions are subject to change without notice. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707.


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