Credit Cards

Give yourself purchasing power and great benefits that make your life easier. Our selection of VISA or MasterCard credit cards offer benefits and features that’ll fit your needs and lifestyle—whether you have established credit or just starting out. Houston Police Credit Union has the card that’s right for you.

All of our cards offer:
  • No transfer balance fees
  • Great low rates
  • Credit limits up to $25,000.00
  • No or low annual fees
  • 25-day grace period on all purchases



Classic VISA or MasterCard

Our Classic VISA or MasterCard is simple and easy option for everyday purchases. Enjoy extra benefits too, like Travel Accident and Baggage Delay Insurance.

  • No annual fee
  • Rates starting at 12.50% APR1
  • And much more!

Apply Today


Gold VISA or MasterCard

Our Gold VISA or MasterCard has all the great benefits as our Classic card and offers you the purchasing power you need with rates you can afford.

  • No annual fee
  • Rates starting at 9.99% APR1
  • And much more!

Apply Today


Platinum VISA Rewards2 or MasterCard

Our Platinum VISA Rewards2 or MasterCard offers the most perks with the best rate. With unmatched benefits and rewards, our Platinum card can put you in control of your financial freedom.

  • No annual fee for MasterCard Cardholders
  • Low $35.00 annual fee for Platinum VISA Rewards2 Cardholders
  • Rates starting at 7.99% APR1
  • And much more!
Platinum VISA Rewards2 Cardholder

For our Platinum VISA Rewards2 Cardholder’s, we offer great rewards like bonus points for every day purchases that can be redeemed for travel, gift cards and more! Check out our uChoose Rewards video or uChoose Rewards brochure to learn more.

Apply Today


Secured MasterCard

Our Secured MasterCard is your answer if you need to build, rebuild or establish credit because your credit limit is based on funds you have on deposit in your savings account or CD. Plus, it comes with all the benefits as our Classic card.

  • No annual fee
  • Rates starting at 16.00% APR1
  • And much more!

Apply Today


To find out more about our VISA or MasterCard credit cards, visit any of our branches or give us a call, today!

1 APR = Annual Percentage Rate. APR is adjustable.
2 Platinum Rewards VISA subject to an annual fee of $35.00.
3 Member's balance in savings must exceed credit card limit by $100.00.
Maximum unsecured limit of $25,000.00 per membership, including all other unsecured debts with Houston Police Credit Union.
APR = Annual Percentage Rate. All loans subject to credit approval. Variable APR personal, comaker, line of credit, savings secured and CD secured loans are subject to change based upon changes in the following index: the average of the next three (3) auction average rates quoted on a bank discount basis for 26 week treasury bills issued by the United States Government, as published by the Federal Reserve Board for the week in which the rate is contracted for, beginning 60 days prior to the date of change. Upon a minimum 45-day advance notice, adjustable APR credit cards are subject to change based on market conditions. Variable APR HELOC loans are subject to change with the market based on the Prime Rate. Certain credit criteria, terms and restrictions apply. Rates are based on a combination of credit score, the eligible term selected, collateral and other lending criteria. Credit score will be established by TransUnion FICO 9. Rates, terms and conditions are subject to change without notice. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707.


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