Deposit Services

Having options makes your day a little less hectic. At Houston Police Credit Union, we make it easy for you to make deposits—whether it’s on the go or at any of our branches.

To find out more about our deposit options or to become a member, visit any of our branches or give us a call, today!



Branch Deposit

Visit any of our branches to make check and cash deposits easily and conveniently. Pull in to the drive-up or come on in. Our tellers and member service representatives are there to help with anything you need.


Night Deposit

You may not have time to visit our branch to deposit a check or cash during the day. Houston Police Credit Union makes it easy for you to pull up to any of our after-hour depositories and make a deposit into your checking or savings, or even make a loan payment—without going inside the branch. It’s fast, easy and convenient.


Mobile Deposit1

Spend less time at the branch depositing checks. Now you can deposit them right from your Apple® or Android® smart phone or tablet. Just download our mobile app and follow six simple steps.

Important note: Steps may vary slightly depending on your device.

  1. Go to Deposit Check at the bottom navigation of your screen
  2. After reading About Deposit Check, click Done at the top right of your screen
  3. Sign the back of your check and write "For Mobile Deposit at HPCU Only" below your signature
  4. Enter your check amount, choose which account you want to deposit to by clicking Depositing to... and then click Scan Check >
  5. Take a picture of the back and front when prompted
  6. Verify that it’s correct then tap Submit
Mobile Deposit1 Tips:
  • Make sure there’s enough light when taking your picture
  • Keep the phone steady so the image is in focus
  • Place your check against a non-reflective, dark surface
  • Keep original checks for at least ninety days after mobile deposit1


Automated Deposit

Stop waiting in line! Automated Deposit from Houston Police Credit Union is the convenient way to get paid.

Direct Deposit

Direct deposit lets you get your payroll, pension, social security or any other reoccurring payment deposited directly into your HPCU account.

  • No more trips to the bank
  • Easy enrollment
  • Secure and convenient

Enrollment is quick and painless. Just go to your payroll department and find out if they offer direct deposit. If they do, give them our routing number, 313083659.

Payroll Deduction

Switching financial institutions is a process, and we understand that. If for some reason you can’t switch your direct deposit to your HPCU accounts right away, use payroll deduction to automatically deposit a portion of each paycheck.

Automatic Transfer

Our automatic transfer option makes saving money and making loan payments a no brainer. You can easily set up funds to be transferred to a Share Certificate2 or savings account3 automatically.

External Account Online Transfer

Make quick and easy transfers between your accounts with HPCU and most other financial institutions as a one-time or recurring transfer using online banking.

Add your external account by going to the Transers page within online banking. From there select the Classic tab and then click Add an external account to add your account from your other financial institution. Once your account is verified, you’ll be able to transfer from or to this account at your convenience.

1 Mobile deposits made without the endorsement "For Mobile Deposit at HPCU Only" may not be accepted for deposit. Deposit items received before 3:00pm CST on a business day, Monday through Friday, excluding holidays, will be processed the same day. Deposit items received after 3:00pm CST on a business day, Monday through Friday, or on a Saturday, Sunday or holiday, will be processed the next business day. HPCU does not charge a fee to enroll in or access mobile deposit or mobile banking. However, text message charges and/or mobile internet data charges may apply and are the responsibility of the user while accessing the service. Contact your mobile service provider for details.
2 Subject to a penalty for early withdrawal.
3 Subject to a one-time Membership Entrance Fee of $0.25. See our current Fee Schedule and Membership Agreement for a complete list of fees.


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