Unsecured Loans

Sometimes you can't control what life throws at you—whether your car breaks down or it's your turn to take the whole family on vacation, Houston Police Credit Union has you covered. Take out a personal loan or line of credit, and live your life worry free.



Personal Loan

Providing for your family is your number one priority and ours is making sure that's as painless as possible. Whether you have a large unexpected or expected expense, HPCU’s personal loans are your answer for whatever life's got in store. Our personal loans let you borrow the money you need fast—at a great rate.

  • Use your personal loan for anything
  • Flexible terms up to 72 months
  • Credit extensions up to $40,000.00
  • Low rates
  • No collateral needed

To find out more about our personal loans or to become a member, visit any of our branches or give us a call, today!

Line of Credit

Line of Credit

Life can be complicated and sometimes costly, but unexpected cash expenses don’t have to be stressful. HPCU has you covered with a line of credit.

A line of credit can be used for things like consolidating high interest credit card balances, car repairs, and much more! Have peace of mind knowing that you have funds available to you anytime you need them.

  • Use your line of credit for anything
  • Credit extensions up to $40,000.00
  • Low rates
  • No collateral needed
  • Use as overdraft protection, and pay back only what you borrow

To find out more about a line of credit or to become a member, visit any of our branches or give us a call, today!

Maximum unsecured limit of $40,000.00 per membership. Maximum unsecured limit is inclusive of account holder's Houston Police Credit Union revolving credit card and line of credit limit, if applicable.
APR = Annual Percentage Rate. All loans subject to credit approval. Variable APR personal, comaker, line of credit, savings secured and Share Certificate secured loans are subject to change based upon changes in the following index: the average of the next three (3) auction average rates quoted on a bank discount basis for 26 week treasury bills issued by the United States Government, as published by the Federal Reserve Board for the week in which the rate is contracted for, beginning 60 days prior to the date of change. Upon a minimum 45-day advance notice, adjustable APR credit cards are subject to change based on market conditions. Variable APR HELOC loans are subject to change with the market based on the Prime Rate. Certain credit criteria, terms and restrictions apply. Rates are based on a combination of credit score, the eligible term selected, collateral and other lending criteria. Credit score will be established by TransUnion FICO 9. Rates, terms and conditions are subject to change without notice. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707.


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