Savings Accounts

You protect and serve 24/7. Now it's our turn. When it comes to safeguarding your savings, that’s exactly what we do. All accounts are federally insured up to $250,000.00 by the National Credit Union Administration (NCUA).

Plus, we offer several different options to meet your individual needs.



Savings Account

Opening a savings account establishes you as a member and part owner of our credit union. With a minimum opening deposit you’ll have access to all the great products and services we have to offer. 

  • Great rates on loans
  • Higher yields on deposits
  • 24/7 access to your accounts through Telephone, Online and Mobile banking
  • Complimentary eStatements
  • Complimentary use of coin counter
  • Insured up to $250,000.00 by the NCUA

We have many savings accounts to choose from that will serve your needs and help you achieve your financial goals.

Share Certificate

Certificate of Deposit

Having a well-rounded investment portfolio means having a mixture of high and low risk investments. With a Share Certificate from Houston Police Credit Union, you get a guaranteed return on your deposit and higher yields than a regular savings account—with less risk. Our Share Certificates are federally insured up to $250,000.00 by the NCUA.

Share Certificates are perfect for members that are nearing retirement and want a safe place to keep their money with a guaranteed return, or for members that want their money to grow at a higher rate but still want to stay conservative.

We offer many Share Certificate options with flexible terms to choose from. View our rates! 


Individual Retirement & Education Savings

You work hard for your community and your family. The long hours and time spent away from family serving your community takes dedication and commitment. After all those years of selfless service, you deserve to enjoy a comfortable retirement.

Developing a retirement plan can seem confusing and daunting. There are lots of options, rules, regulations—and benefits. How do you sort it all out? Well, that’s what we’re here for.

What is an IRA?

An IRA, or Individual Retirement Account, is an investment account that helps you save for retirement through yearly contributions while offering tax advantages. And, they’re protected—all of HPCU’s IRAs are federally insured up to $250,000.00 by the NCUA.

Which one is right for you?

You should consider the rules, regulations and tax advantages when selecting an IRA or ESA. Depending on your retirement goals and expectations, as well as your employment status and income level, one may be a better option than the other.

We offer a variety of IRAs and retirement accounts that will help you achieve your retirement goals.

Visit us at one of our branch locations or give us a call to find out more about our savings accounts and become a member of HPCU today!

All share certificates subject to a penalty for early withdrawal prior to maturity.


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