Savings Accounts1

You protect and serve 24/7. Now it's our turn. When it comes to safeguarding your savings, that’s exactly what we do. All accounts are federally insured up to at least $250,000.00 by the National Credit Union Administration (NCUA).

What’s more, we offer several different options to meet your individual needs.



Savings Account1

Opening a savings account1 establishes you as a member and part owner of our credit union. With a small, one-time membership fee, you’ll have access to all the great products and services we have to offer. 

We have many savings accounts1 to choose from that will serve your needs and help you achieve your financial goals.

Share Certificate2

Certificate of Deposit2

Having a well-rounded investment portfolio means having a mixture of high and low risk investments. With a Share Certificate2 from Houston Police Credit Union, you get a guaranteed return on your deposit and higher yields than a regular savings account1—with less risk. Our Share Certificates2 are federally insured up to at least $250,000.00 by the NCUA.

Share Certificates2 are perfect for members that are nearing retirement and want a safe place to keep their money with a guaranteed return, or for members that want their money to grow at a higher rate but still want to stay conservative.

We offer many Share Certificate2 options with flexible terms to choose from.


Individual Retirement & Education Savings

You work hard for your community and your family. The long hours and time spent away from family serving your community takes dedication and commitment. After all those years of selfless service, you deserve to enjoy a comfortable retirement.

Developing a retirement plan can seem confusing and daunting. There are lots of options, rules, regulations—and benefits. How do you sort it all out? Well, that’s what we’re here for.

What is an IRA?

An IRA, or Individual Retirement Account, is an investment account that helps you save for retirement through yearly contributions while offering tax advantages. And, they’re protected—all of HPCU’s IRAs are federally insured up to at least $250,000.00 by the NCUA.

Which one is right for you?

You should consider the rules, regulations and tax advantages when selecting an IRA or ESA. Depending on your retirement goals and expectations, as well as your employment status and income level, one may be a better option than the other.

We offer a variety of IRAs and retirement accounts that will help you achieve your retirement goals.

Visit us at one of our branch locations or give us a call to find out more about our savings accounts1 and becoming a member of HPCU, today.

1 Subject to a one-time Membership Entrance Fee of $0.25. See our current Fee Schedule and Membership Agreement for a complete list of fees.
2 Subject to a penalty for early withdrawal.


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