Deposit & Loan Rates

Whether you're building your nest egg or shopping for a new loan, you deserve the best rate that will help you save the most in the long run. Check out our great deposit and loan rates.

 

Deposit

 
APY = Annual Percentage Yield. All dividends are compounded and credited monthly. If the savings account is closed before dividends are credited, the accrued dividends will be lost. The APY assumes no withdrawal of principal or interest during the month. Early withdrawals from a Share Certificate are subject to a penalty. Additional fees may or may not be applicable. If additional fees apply, they could reduce the earnings on the account. Rates are subject to change without notice as determined by the credit union's board of directors. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707. Rates last revised 12/15/2023.

Loan

 
APR = Annual Percentage Rate. All loans subject to credit approval. Variable APR personal, comaker, line of credit, savings secured and Share Certificate secured loans are subject to change based upon changes in the following index: the average of the next three (3) auction average rates quoted on a bank discount basis for 26 week treasury bills issued by the United States Government, as published by the Federal Reserve Board for the week in which the rate is contracted for, beginning 60 days prior to the date of change. Upon a minimum 45-day advance notice, adjustable APR credit cards are subject to change based on market conditions. Variable APR HELOC loans are subject to change with the market based on the Prime Rate. Certain credit criteria, terms and restrictions apply. Rates are based on a combination of credit score, the eligible term selected, collateral and other lending criteria. Credit score will be established by TransUnion FICO 9. Rates, terms and conditions are subject to change without notice. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707. Rates last revised 03/19/2024.

 

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