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1600 Memorial Drive, Houston, TX
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Vehicle Loans

Drive into magic this summer! HPCU is giving away a magical trip to Orlando, FL! Close on an Auto Loan today and be entered for a chance to WIN an unforgettable magical experience for you and your family! This trip will cover your family's airfare, a resort stay, and theme park tickets - all on us! Can you guess where HPCU is taking you?! 

    Auto & Motorcycle

    Get started! Log in to your online banking to apply online.

    *APR = Annual Percentage Rate. Certain credit criteria apply for no payments for 120 days. Interest will continue to accrue during the deferral period. Rates and terms subject to change. Rates may differ based on borrower creditworthiness. HPCU refinances are not eligible. Chances of winning depends on the total number of entries received. No purchase necessary. This prize is taxable and the winner will be sent a 1099 form for the applicable tax year. Offer valid Friday, May 23 – Monday, June 30, 2025 only. Loan must be funded no later than Monday, June 30, 2025 by 5pm CST to be eligible for this promotion. Minimum $5 Savings account must be established for membership.  Membership is open to law enforcement officers, civilian employees and their family members within the Houston Metropolitan Statistical Area. For official rules, click here.

    1There are no implied or express warranties or guarantees of any kind in connection with the vehicle inspection service. The vehicle inspection is intended solely as an "evaluation" of said vehicle's condition at the time and date of examination. Auto Exam specifically disclaims any liability for any loss or damage arising in connection with ownership or operation of said vehicle AND further disclaims any liability of any hidden wreck, flood damage or tampered components not readily apparent. The items visually inspected were in the reported condition listed in the report at the time of the inspection only. Further disclaimed is any liability for any damage or defects not found during this inspection. Other conditions may exist which did not occur or appear during inspection. This report is for information only and is not to be considered a recommendation for or against the purchase of the inspected vehicle. Therefore, any liability is strictly limited to the amount charged for this report. You unconditionally agree to the foregoing terms by ordering and consenting to this inspection report. GAP is not offered as borrower collision, medical or comprehensive insurance coverage and is not required to obtain credit. However, Houston Police Credit Union has purchased insurance coverage underwritten by QBE First which covers payment of GAP claims that may occur. The GAP amount waived on all eligible collateral shall not exceed $50,000.00. The extended warranty program is insured by First Colonial Insurance Company (Home Office: Jacksonville, FL) or Northbrook Indemnity Company (Home Office: Northbrook, IL); each of these entities are members of the Allstate® family of companies.

    2 Insurance products are issued by Minnesota Life Insurance Company a Securian Company (Home Office: St. Paul, MN).

    APR = Annual Percentage Rate. Rates and terms subject to change without notice. Certain credit criteria, terms and restrictions apply. Rates are based on a combination of credit score, the eligible term selected, collateral and other lending criteria. Credit score will be established by TransUnion FICO 9. Rates, terms and conditions are subject to change without notice. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707.