Shared Branching
Houston Police Credit Union participates in the CO-OP Shared Branching network, which allows HPCU members1 to conduct transactions at nearly 5,000+ participating credit unions across the United States.
The CO-OP Shared Branch Network makes it easy and convenient for members to access their accounts, whether you are traveling or live far from an HPCU location.
Standard Transactions Include:
- Deposits
- Withdrawals (number and dollar amounts may be limited)
- Balance inquiries
- Loan payments
- Transfers
- Print out of the last 10 account transactions
To Conduct A Transaction At A Shared Branch, You Will Need:
- A valid photo ID (state-issued driver’s license, state-issued ID, passport or military ID)
- Your account number
- Your credit union’s name (Houston Police Credit Union)
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Ways to Access Shared branching:
- Download the Shared Branch Locator app for any Apple® or Android® phone or tablet at the App Store or Google Play.
 
- Website: Shared Branch Locator.
- Online Banking & Mobile Banking: Access both Shared Branching and Allpoint ATM locations under the "Tools" tab.
- Text: Text a Zip Code to 91989 to find nearby ATM and Shared Branch Locations.
- Call 888-748-3266 to find a location by telephone.
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Fee-Free ATM Network
HPCU has joined Allpoint®, which means you and our thousands of VISA Debit cardholders now have access to America’s largest fee-free ATM network, with some 55,000 fee-free ATMs worldwide.
In addition to HPCU’s branch locations and ATMs, with Allpoint Network, you'll never be far away from fee-free ATM access to your cash, especially in the United States where Allpoint offers 43,000 cash machines in places you're already visiting as part of your daily routine. Conveniently located in destination retail outlets including major discount retailers, convenience, grocery and pharmacy stores, Allpoint ATMs save you time as well as ATM fees.
Where Can I Find an Allpoint ATM?
You can find Allpoint ATMs in 55,000 retail locations around the world, including over 40,000 in the United States at these retailers:
Locate the nearest fee-free ATM—including 12,000 locations in Canada, Mexico, Puerto Rico, the United Kingdom, Australia—with your smartphone using the Allpoint ATM locator app. Or, use the ATM locator at allpointnetwork.com. Just look for the Allpoint logo on the ATM to confirm it's fee free.
How Can I Access the Allpoint ATM Locator?
- Download the Allpoint ATM Locator app for any Apple® or Android® phone or tablet at the App Store or Google Play.
- Online Banking & Mobile Banking: Access both Shared Branching and Allpoint ATM locations under the "Tools" tab.
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More FAQs
Can I use my current VISA Debit card?
Yes, you can use your current card to gain Allpoint fee-free access at 55,000 ATM locations worldwide. No additional sign-up or action is required.
I went to a retailer listed but the ATM looked like it was owned by another financial institution. Will that financial institution charge me for using the machine?
No, all ATMs listed on the Allpoint locator are part of the network and are fee-free for HPCU VISA Debit cardholders. Many Allpoint ATMs may look like they're operated by other banks or credit unions. Just look for the Allpoint logo on the ATM to confirm it's fee free.
The fee screen appeared when I attempted a transaction. Will I get charged a fee?
No, the fee screen is there to notify members of other institutions who are not participating in the Allpoint ATM Network. Just press "Yes" to accept the fee and continue with your transaction. HPCU VISA Debit cardholders won't be charged.
I used a location on the locator but was still assessed a fee. Can I be reimbursed?
Yes, contact HPCU as soon as possible to report the fee being assessed. We'll complete and submit a fee refund form to the Allpoint ATM Network for research into the transaction and to verify the fee. We'll need information from you in order for us to complete the form.
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1 Houston Police Credit Union is not a part of the CO-OP ATM network.
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