Enjoy 1% Cash Back1

Upgrade your vehicle today and get 1% cash back—up to $500—on your auto loan! Interested in refinancing from another lender instead? No problem!

Cash back offer details
  • Rates as low as 1.99% APR2
  • Up to 90 days until your first payment3
  • No annual fees or pre-payment penalties
  • Flexible terms up to 84 months, based on model year
  • Financing up to 135% of the auto's value for qualified borrowers
  • Convenient payment options including HPD payroll deduction
  • Easy, fast approvals

Apply now through online banking! This offer ends June 30, 2021.

Apply Online

Apply online or by phone at 713.225.6267. To apply in person, visit any of our branches.

All HPCU promotions are subject to change or end at any time without notice. Members of HPCU that finance a new or pre-owned auto or motorcycle, or refinance a new or pre-owned auto or motorcycle from another lender, between May 4, 2021 and June 30, 2021, are eligible for the 1% Cash Back Auto Promotion. Autos and motorcycles currently financed with HPCU are ineligible for the promotion. This offer may not be combined with any other HPCU offer. 1% cash back is calculated based on the final total funded loan amount, including any ancillary products, with a maximum payout of $500. Cash back will be deposited to the member account at the time of funding. We reserve the right to recover the 1% cash back amount earned if the loan is closed, paid off or refinanced within the first year. Amounts earned may be reported to the IRS.
2 APR = Annual Percentage Rate. “As low as 1.99% APR” based on loan term of 60 months or less for new and pre-owned autos and motorcycles year 2015 and newer. Rate may vary based on longer term and/or credit score. Autos and motorcycles year 2014 and older may qualify for a shorter term. Auto loan payment example: At 1.99% APR on a $10,000 loan with a 60-month term, monthly payment would be approximately $175.37. Rate current as of May 1, 2021 and is subject to change based on market conditions and borrower eligibility. Qualifying HPCU criteria applies for all loans. Maximum qualifying term may vary based on year of collateral. Refinance restrictions apply. Current HPCU loans are not eligible for this promotion. Other qualifications may exist. Membership eligibility is required.
Credit score of 640 or higher required to qualify for 90-day no payment option. Credit score will be established by TransUnion FICO 9.

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