Ready to Spin?

Stretch your hands because our “Spin-A-Rate” Auto & Motorcycle Loan Promotion is here! Get pre-approved1 for a rate as low as 1.99% APR1 and no payment for up to 90 days3 on your next auto loan—now through December 31st. At closing, spin the prize wheel to reveal one of the following offers:

0.24 off2 0.49 off2
0.74 off2 0.99 off2
1.24 off2 0.00%2 APR1

Your new rate is only a spin away! Visit any of our branches, give us a call at 713.22.LOANS or apply online to get started. You may want to hurry though. This offer expires December 31, 2018.

Apply Today

1 APR = Annual Percentage Rate. “As low as 1.99% APR” based on loan term of 60 months or less for new and pre-owned autos and motorcycles year 2012 and newer. Rate may vary based on longer term. Autos and motorcycles year 2012 and 2013 may qualify for a shorter term. Auto loan payment example: At 1.99% APR on a $10,000.00 loan with a 60-month term, monthly payment would be approximately $175.37. Rate current as of November 1, 2018 and is subject to change based on market conditions and borrower eligibility. Qualifying HPCU criteria applies for all loans. Maximum qualifying term may vary based on year of collateral. Refinance restrictions apply. Current HPCU loans cannot be refinanced at this rate. Other qualifications may exist. Membership eligibility is required.
2 Members of HPCU that finance a new or pre-owned auto or motorcycle, or refinance a new or pre-owned auto or motorcycle from another lender, between November 1, 2018 and December 31, 2018, are eligible for the “Spin-A-Rate” Auto & Motorcycle Loan Promotion. At closing, members are allowed one spin per qualifying auto loan. The prize wheel must make at least one full revolution to receive one of the following offers: 0.24 off, 0.49 off, 0.74 off, 0.99 off, 1.24 off or 0.00% APR1. Two or more members jointly purchasing or refinancing an auto or motorcycle may only spin once. Autos and motorcycles currently financed with HPCU are ineligible for the promotion. This offer may not be combined with any other HPCU offer. See Official Promotion Rules for specifics and eligibility. Contact a HPCU representative for full details.
3 Credit score of 640 or higher required to qualify for 90-day no payment option. Credit score will be established by TransUnion FICO 9.

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