Spin into Savings

Spin-A-Rate is back with a bang! Get pre-approved1 on your next auto or motorcycle loan for a rate as low as 1.99% APR1 and no payment for up to 90 days3! Then spin the prize wheel at closing to reveal one of the following offers:

0.24 off2 0.49 off2
0.74 off2 0.99 off2
1.24 off2 0.00%2 APR1

Your new rate is only one spin away! Apply now through online banking, give us a call at 713.22.LOANS or visit any of our branches

Offer ends September 18, 2021.

Apply Online

1 APR = Annual Percentage Rate. “As low as 1.99% APR” based on loan term of 60 months or less for new and pre-owned autos and motorcycles year 2015 and newer. Rate may vary based on longer term. Autos and motorcycles year 2014 and older may qualify for a shorter term. Auto loan payment example: At 1.99% APR on a $10,000 loan with a 60-month term, monthly payment would be approximately $175.37. Rate current as of July 1, 2021 and is subject to change based on market conditions and borrower eligibility. Qualifying HPCU criteria applies for all loans. Maximum qualifying term may vary based on year of collateral. Refinance restrictions apply. Current HPCU loans cannot be refinanced at this rate. Other qualifications may exist. Membership eligibility is required.
2 Members of HPCU that finance a new or pre-owned auto or motorcycle, or refinance a new or pre-owned auto or motorcycle from another lender, between July 1, 2021 and September 18, 2021, are eligible for the “Spin-A-Rate” Auto & Motorcycle Loan Promotion. At closing, members are allowed one spin per qualifying auto loan. The prize wheel must make at least one full revolution to receive one of the following offers: 0.24 off, 0.49 off, 0.74 off, 0.99 off, 1.24 off or 0.00% APR1. Two or more members jointly purchasing or refinancing an auto or motorcycle may only spin once. Autos and motorcycles currently financed with HPCU are ineligible for the promotion. This offer may not be combined with any other HPCU offer. See Official Promotion Rules for specifics and eligibility. Contact a HPCU representative for full details.
3 Credit score of 640 or higher required to qualify for 90-day no payment option. Credit score will be established by TransUnion FICO 9.

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