Back to School Promo FAQ

Direct deposit must be received between August 6, 2025, and September 30, 2025. Deposit must be an electronic deposit of $500 or more from an employer, government benefit provider, or pension plan. Transfers from other financial institutions, person-to-person payment services (e.g., Zelle®, Cash App®, PayPal®), or member-to-member transfers within HPCU do not qualify. One (1) qualifying member will be randomly selected to receive a laptop computer (with an approximate retail value of $1000). Prize is subject to tax reporting and may be reported on IRS Form 1099-MISC. No purchase necessary. To enter, mail us your name and contact information on a 3x5" index card to 1600 Memorial Dr., Houston, TX 77007. Odds of winning depend on the number of entries received. Winner will be selected October 2, 2025 and have 7 days from the initial point of contact to claim their prize. If they do not claim their prize within 7 days the prize will be forfeited and awarded to the next selected winner. Additional terms and conditions may apply.

* $0 monthly fees is for members who have an HPCU free checking account. Members who have a Dividend or Estate checking will be subject to specific account fees based on minimum balance criteria. For full details, see HPCU Checking Accounts.

*Get paid a day early is available exclusively to members who receive direct deposit from the Houston Police Department (HPD). Early access to funds depends on the timing of the payment file from the employer.

HPCU members also have access to over 55,000 fee-free Allpoint® ATMs throughout the United States and around the globe. Visit any of these ATMs free of charge when using your HPCU VISA Debit card.