Skip to main content
My Nearest Branch:
1600 Memorial Drive, Houston, TX
Currently: Open!
View All Hours

Online Banking

Image of generators inside of a home improvement retailer store

Focus on the Moments That Matter - We'll Handle the Rest

Borrow $2,000 or more this holiday season and you’ll be automatically entered to win $1,000. Enjoy the holidays without financial hang-up.

    Personal

    We’re here to help you enjoy the holidays without the financial hang-up.

    Frequently Asked Questions

    How do I enter the $1,000 Holiday Loan Giveaway?
    Apply for and fund a personal loan of $2,000 or more between November 1st and December 31st, 2025. Once funded, you are automatically entered into the giveaway. To enter via mail, mail us your name and contact information on a 3x5" index card to 1600 Memorial Dr., Houston, TX 77007. 
    When will winners be selected?
    One winner will be selected at the beginning of December and January 
    How will I be notified if I win?
    Winners will be contacted by an HPCU representative via phone or email using the contact information on file.
    What can I use the loan for?

    Loans can be used for holiday expenses, travel, gifts, home projects, or other personal needs.

    Who is eligible to win?
    All HPCU members who fund a personal loan of $2,000 or more during the promotional period are eligible. Houston Police Credit Union employees, Board members, volunteers, their immediate families, and those in the same household are not eligible for this promotion.

     

    Promotion period begins November 1, 2025 and ends December 31, 2025. To be eligible, members must close on a personal loan of $2,000 or more during the promotional period. Each qualifying loan will be automatically entered into a random drawing. Two winners total will be selected, one at the beginning of December 2025 and one at the beginning of January 2026 to receive a $1,000 cash prize. The loan must remain open and in good standing at the time of selection. One entry per qualifying loan. Winners will be notified by phone or email using the contact information on file. Prize is subject to tax reporting and may be reported on IRS Form 1099-MISC. No purchase necessary. To enter, mail us your name and contact information on a 3x5" index card to 1600 Memorial Dr., Houston, TX 77007. Odds of winning depend on the number of entries received. Houston Police Credit Union employees, Board members, volunteers, their immediate families, and those in the same household are not eligible for this promotion. Additional terms and conditions may apply.Promotion period begins November 1, 2025 and ends December 31, 2025. To be eligible, members must close on a personal loan of $2,000 or more during the promotional period. Each qualifying loan will be automatically entered into a random drawing. Two winners total will be selected, one at the beginning of December 2025 and one at the beginning of January 2026 to receive a $1,000 cash prize. The loan must remain open and in good standing at the time of selection. One entry per qualifying loan. Winners will be notified by phone or email using the contact information on file. Prize is subject to tax reporting and may be reported on IRS Form 1099-MISC. No purchase necessary. To enter, mail us your name and contact information on a 3x5" index card to 1600 Memorial Dr., Houston, TX 77007. Odds of winning depend on the number of entries received. Houston Police Credit Union employees, Board members, volunteers, their immediate families, and those in the same household are not eligible for this promotion. Additional terms and conditions may apply.

    Maximum unsecured limit of $40,000.00 per membership. Maximum unsecured limit is inclusive of account holder's Houston Police Credit Union revolving credit card and line of credit limit, if applicable.

    APR = Annual Percentage Rate. All loans subject to credit approval. Variable APR personal, line of credit, savings secured and Share Certificate secured loans are subject to change based upon changes in the following index: the average of the next three (3) auction average rates quoted on a bank discount basis for 26 week treasury bills issued by the United States Government, as published by the Federal Reserve Board for the week in which the rate is contracted for, beginning 60 days prior to the date of change. Upon a minimum 45-day advance notice, adjustable APR credit cards are subject to change based on market conditions. Variable APR HELOC loans are subject to change with the market based on the Prime Rate. Certain credit criteria, terms and restrictions apply. Rates are based on a combination of credit score, the eligible term selected, collateral and other lending criteria. Credit score will be established by TransUnion FICO 9. Rates, terms and conditions are subject to change without notice. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707.