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HPCU is committed to fostering financial wellness and stability; we offer a wide range of services designed to meet the unique needs of our members. With a focus on personalized service, local expertise, and community involvement, we strive to empower our members to achieve their financial goals. Join us as we build a prosperous future together in Fort Bend County.
Cruise in style with our low-rate auto loans. We finance motorcycles, RVs, boats and ATVs too!
For all that life has to throw at you, HPCU will be here for you every step of the way with an unsecured loan for whatever you need!
Say yes to all of life's adventures with a low-rate credit card from HPCU. PLUS ENJOY 0% APR FOR THE FIRST 6 MONTHS!*
It's easy to become a member of HPCU. With a minimum $5 opening deposit, you can join the credit union and take advantage of all the products and services we offer.
Houston Police Credit Union membership is open to law enforcement officers, civilian employees and their families within the Houston Metropolitan Statistical Area. This consists of Harris, Galveston, Fort Bend, Montgomery, Waller, Chambers, Liberty, Austin, San Jacinto, and Brazoria Counties.
Did you know your HPCU account travels with you? Through the CO-OP Shared Branching network, you can walk into nearly 5,000 credit union locations across the country and access your account just like you are at home in Houston.
Make deposits and withdrawals
Check balances
Transfer funds
Make loan payments
Print your last 10 transactions
Wherever life takes you, whether it is a business trip, vacation, or a move to a new city, you will always have access to your HPCU account.
Download the Shared Branch Locator app for any Apple® or Android® phone or tablet from the App Store or Google Play. Access the CO-OP website.
Zelle® is a convenient way to send and receive money with friends, family and others you trust, even if they bank somewhere different than you. Use Zelle® to gift money, pay the sitter, or split the cost of a night out.
Disclosures:
1Auto Loan: APR = Annual Percentage Rate. Rate may vary based on longer term and/or credit score. Qualifying HPCU criteria applies for all loans. Maximum qualifying term may vary based on year of collateral. Refinance restrictions apply.
2Personal Loan: APR = Annual Percentage Rate. Minimum loan amount cannot be less that $500. Maximum loan amount cannot exceed $40,000 including all other unsecured debts with HPCU per membership. Qualifying HPCU criteria applies for all loans.
3Credit Card: APR = Annual Percentage Rate. Introductory rate of 0.00% APR is applicable only for the first six months on new credit cards with HPCU. Following the introductory period, a standard rate of 7.99% to 18.00% APR applies as determined by the individual creditworthiness of each applicant. Loan subject to credit approval. Rates current as of April 1, 2025 and are subject to change based on market conditions and borrower eligibility. Qualifying HPCU criteria applies for all loans.
We make it easy to enroll in TruStage® Auto & Home Insurance Program, today.
