HPCU is committed to fostering financial wellness and stability; we offer a wide range of services designed to meet the unique needs of our members. With a focus on personalized service, local expertise, and community involvement, we strive to empower our members to achieve their financial goals. Join us as we build a prosperous future together in Fort Bend County.
Perks of Membership:
Becoming a member of HPCU, not only unlocks unique benefits such as free credit building and monitoring tools with Credit Force, the ability to send and receive money easily with Zelle®, but also some amazing products with low-rates!
Auto Rates as Low as {{RATE}} APR1
Cruise in style with our low-rate auto loans. We finance motorcycles, RVs, boats and ATVs too!
Personal Loans Up to $40,0002
For all that life has to throw at you, HPCU will be here for you every step of the way with an unsecured loan for whatever you need!
Credit Card Rates as Low as {{RATE}} APR3
Say yes to all of life's adventures with a low-rate credit card from HPCU. PLUS ENJOY 0% APR FOR THE FIRST 6 MONTHS!*
Membership Eligibility:
Membership Eligibility
It's easy to become a member of HPCU. With a minimum $5 opening deposit, you can join the credit union and take advantage of all the products and services we offer.
Who can join?
Active or retired Law Enforcement Officers within Fort Bend County
Active or retired Law Enforcement civilian employees within Fort Bend County
Surviving spouses of deceased Law Enforcement Officers or civilian employees within Fort Bend County
Family members of the above, including but not limited to:
Spouse
Children (includes daughter- and son-in-law)
Siblings
Parents (includes mother- and father-in-law)
Grandparents
Grandchildren
Great grandchildren
Any legal dependent of the primary member or the primary member's spouse
Houston Police Credit Union membership is open to law enforcement officers, civilian employees and their families within the Houston Metropolitan Statistical Area. This consists of Harris, Galveston, Fort Bend, Montgomery, Waller, Chambers, Liberty, Austin, San Jacinto, and Brazoria Counties.
Zelle® is a convenient way to send and receive money with friends, family and others you trust, even if they bank somewhere different than you. Use Zelle® to gift money, pay the sitter, or split the cost of a night out.
1Auto Loan: APR = Annual Percentage Rate. Rate may vary based on longer term and/or credit score. Qualifying HPCU criteria applies for all loans. Maximum qualifying term may vary based on year of collateral. Refinance restrictions apply.
2Personal Loan: APR = Annual Percentage Rate. Minimum loan amount cannot be less that $500. Maximum loan amount cannot exceed $40,000 including all other unsecured debts with HPCU per membership. Qualifying HPCU criteria applies for all loans.
3Credit Card: APR = Annual Percentage Rate. Introductory rate of 0.00% APR is applicable only for the first six months on new credit cards with HPCU. Following the introductory period, a standard rate of 7.99% to 18.00% APR applies as determined by the individual creditworthiness of each applicant. Loan subject to credit approval. Rates current as of April 1, 2025 and are subject to change based on market conditions and borrower eligibility. Qualifying HPCU criteria applies for all loans.