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Take advantage of our limited-time auto loan offer and enjoy up to 120 days with no payments, plus a rate discount for qualified borrowers. Whether you’re purchasing new or refinancing from another lender, now is the time to make your move. Apply online in minutes and start your payment vacation today.
*APR = Annual Percentage Rate. Rates and terms subject to change without notice. Rate discount applies to qualified borrowers and may vary based on creditworthiness, loan term, and collateral. Not all applicants will qualify.Up to 120 days with no payments: Interest will continue to accrue during the deferral period. Deferred payment option available on qualified new auto loans only. Existing HPCU auto loans and refinances of current HPCU loans are not eligible. Other restrictions may apply. Loan must be approved and funded between March 2, 2026 and May 31, 2026 to qualify for promotional terms. Membership required. A minimum $5 savings account is required to establish membership.
Federally insured by NCUA.
1There are no implied or express warranties or guarantees of any kind in connection with the vehicle inspection service. The vehicle inspection is intended solely as an "evaluation" of said vehicle's condition at the time and date of examination. Auto Exam specifically disclaims any liability for any loss or damage arising in connection with ownership or operation of said vehicle AND further disclaims any liability of any hidden wreck, flood damage or tampered components not readily apparent. The items visually inspected were in the reported condition listed in the report at the time of the inspection only. Further disclaimed is any liability for any damage or defects not found during this inspection. Other conditions may exist which did not occur or appear during inspection. This report is for information only and is not to be considered a recommendation for or against the purchase of the inspected vehicle. Therefore, any liability is strictly limited to the amount charged for this report. You unconditionally agree to the foregoing terms by ordering and consenting to this inspection report. GAP is not offered as borrower collision, medical or comprehensive insurance coverage and is not required to obtain credit. However, Houston Police Credit Union has purchased insurance coverage underwritten by QBE First which covers payment of GAP claims that may occur. The GAP amount waived on all eligible collateral shall not exceed $50,000.00. The extended warranty program is insured by First Colonial Insurance Company (Home Office: Jacksonville, FL) or Northbrook Indemnity Company (Home Office: Northbrook, IL); each of these entities are members of the Allstate® family of companies.
2 Insurance products are issued by Minnesota Life Insurance Company a Securian Company (Home Office: St. Paul, MN).
APR = Annual Percentage Rate. Rates and terms subject to change without notice. Certain credit criteria, terms and restrictions apply. Rates are based on a combination of credit score, the eligible term selected, collateral and other lending criteria. Credit score will be established by TransUnion FICO 9. Rates, terms and conditions are subject to change without notice. For more information, please contact Houston Police Credit Union at 713.986.0200 or 800.927.8707.
Find out more about our great rates on our vehicle loans today!
