.png?sfvrsn=21a31da_1)
Holiday cheer is everywhere but so are scammers.
The holiday season brings shopping deals, package deliveries, and generous giving. Unfortunately, it’s also one of the busiest times of year for scammers. Knowing what to look for can help you stay one step ahead. Let’s break down some of the most common holiday scams and how to avoid them.
Fake Delivery Messages
Scammers send texts or emails pretending to be shipping carriers, claiming there’s a problem with your package.
What it may look like:
“Your delivery is delayed. Click here to update your address.”
How to protect yourself:
Track packages directly through the retailer or carrier’s official website. Avoid clicking links from unexpected messages.
Too-Good-to-Be-True Online Deals
Deep discounts on popular items can be tempting but some listings are fake.
What it may look like:
A high-demand item listed at a steep discount on an unfamiliar website.
How to protect yourself:
Stick to trusted retailers and check reviews before purchasing from new sites.
Gift Card Payment Requests
Scammers often request payment via gift cards because they’re hard to trace and nearly impossible to recover.
What it may look like:
A call or message claiming urgent payment is needed using gift cards.
How to protect yourself:
Legitimate businesses and government agencies will never ask for payment in gift cards.
Fake Charity Appeals
Scammers take advantage of holiday generosity by posing as charities.
What it may look like:
Urgent donation requests through email, text, or social media with limited details.
How to protect yourself:
Donate directly through verified charity websites and research organizations before giving.
Impersonation Messages
Fraudsters may pretend to be banks, retailers, or even someone you know.
What it may look like:
A message asking you to “verify your account” or send money quickly due to an emergency.
How to protect yourself:
Pause and verify. Contact the organization or person directly using trusted contact information.
Stay Alert This Holiday Season
Scammers rely on urgency and distraction. Slowing down, verifying messages, and trusting your instincts can help keep your personal and financial information safe all season long.
